Your ISA. Finally earning what it should.
4.85% AER Flexi Cash ISA. Open in minutes. FSCS protected up to £85,000.
Cash ISA · 4.85% AER guaranteed · S&S ISA · invest in 20+ funds & ETFs
FSCS Protected
Up to £85,000
ClearBank powered
UK-authorised bank
FCA regulated
Pending authorisation
Bank-grade security
256-bit encryption
Flexi ISA
Withdraw and put money back without losing your allowance
FSCS Protected
Your money protected up to £85,000 — backed by ClearBank
Open in minutes
ID check, declaration, first deposit — all in one flow
Grow your money through investing
Invest in 20+ funds and ETFs within your ISA allowance. Tax-efficient returns. No platform fees. Start with any amount.
20+
Funds available
£1
Min. investment
£0
Platform fee
Tax-free
ISA wrapper
Save for retirement with full tax relief
A Self-Invested Personal Pension with 20% tax relief added automatically by HMRC. Invest in our low-cost global fund or choose your own. Access from age 57.
£60k
Annual allowance
20%+
Tax relief
£0
Platform fee
Age 57
Access from
See the difference
£10,000 over 1 year
Vesta · 4.85% AER
£485
interest earned
Typical bank · 1.75% AER
£175
interest earned
How it works
Create account
Email, password, and personal details. Takes under 2 minutes.
Verify & declare
Quick ID check and your ISA declaration — fully online, no paperwork.
Fund & earn
First deposit via Open Banking. Interest starts accruing from day one.